Okeechobee, Florida · FL License P171393
Insurance you can actually understand.
I am Guyton Stone, an insurance sales representative with Bankers Life and Casualty Company. I meet with people across Okeechobee, the Treasure Coast, and surrounding areas — in your home or at my personal office in Okeechobee — and walk through life insurance, Medicare supplements, Medicare Advantage, long-term care, and retirement income in plain language, with no pressure to buy.

Guyton Stone
Insurance Sales Representative, Okeechobee, FL
Products & Services
What we can talk through
01
Life Insurance
Protect the people who depend on your income, and leave a plan instead of a bill.
02
Medicare Supplement Insurance
Help with the deductibles and coinsurance that Original Medicare leaves to you.
03
Medicare Advantage Plans
An all-in-one alternative to Original Medicare that bundles Part A, Part B, and usually Part D, often with extra benefits.
04
Long-Term Care Insurance
A way to pay for help with daily living if illness or age makes it hard to manage alone.
05
Annuities
Turn a portion of savings into income you cannot outlive, or grow it tax-deferred.
06
Critical Illness Insurance
A lump-sum benefit if you are diagnosed with a covered condition such as cancer, heart attack, or stroke.
07
Hospital Indemnity Insurance
A set cash amount for each day you are confined in a hospital, paid to you.
Also offered
Investments
Investment solutions to help meet your goals, through Bankers Life Securities, Inc., and Bankers Life Advisory Services, Inc.

How a meeting works
A conversation, then a clear set of options.
- 1.You tell me what you are worried about. A spouse’s income, a hospital bill, turning 65, or money that has to last.
- 2.We meet where it suits you. In your home or at my personal office in Okeechobee. I explain what each product does and does not do — no packet of jargon, and if something is a poor fit, I will say so.
- 3.You leave with numbers, not a pitch. A quote is free. Buying is your decision, on your timeline.
Tools
Run the numbers before you call.
Two interactive calculators — estimate how long retirement savings might last, or assess your family's life insurance needs. These estimates are designed for simple learning before we meet.
How long might savings last?
CalculateBalance, monthly spending, and other income.
Life insurance need
CalculateIncome to replace, years, debts, and savings already set aside.
Medicare timing notes
View ChecklistA plain checklist for the months around your 65th birthday.
FAQ
Frequently Asked Questions
Where do we meet for consultations?
We can meet at your kitchen table anywhere in Okeechobee or the Treasure Coast, or at my office located at 10691 US-441, Okeechobee, FL. Virtual or phone consultations are also available.
Is there any cost or obligation for an appointment?
No. All initial consultations, policy reviews, and custom quotes are 100% free with no obligation to purchase.
When should I start exploring Medicare options?
You have an Initial Enrollment Period surrounding your 65th birthday (3 months before, the month of, and 3 months after). Connecting 3-6 months before turning 65 gives ample time to review Medicare Advantage vs. Supplement options.
Can I get coverage if I have pre-existing conditions?
Yes. Certain Medicare Advantage plans do not require medical underwriting. For life and supplement policies, we look at plans with simplified issue or guaranteed acceptance depending on your situation.
Serving Okeechobee, the Treasure Coast, and surrounding areas.
Meet in your home or at my personal office: 10691 US-441, Okeechobee, FL 34972. Monday through Friday, 8 to 5. Evenings by request.